Who pays for the repairs of my car after a car accident?

The party that is at fault for the accident is responsible for the repairs to your vehicle subject to the limits of the party’s insurance coverage.

I do not have medical insurance, how can I receive treatment for my injuries after a car accident?

There are ways in which an injured party can obtain medical treatment after an accident including treatment under medical liens and medical payment insurance under the injured party’s own automobile insurance.

Medical liens are legal agreements with the medical providers in which the injured party agrees to compensate the medical provider from the proceeds of any settlement for medical services provided to the injured party prior to any such settlement.

Medical Payments (often called Med Pay) is insurance paid for under the injured party’s own insurance and covers any medical treatment that results from the accident up to the limits of coverage.

For example, $1,000.00 in Medical Payments Coverage under an injured party’s insurance would cover up to $1,000.00 of incurred medical expenses resulting from an accident during the term of the policy of insurance.